Payment Plans Gold Coast
We know that dental care in Australia can sometimes be expensive, especially if you need a more complex treatment such as dental implants or orthodontics, or if you have a dental emergency. However, avoiding going to the dentist because you're worried about the cost could lead to more serious and expensive treatments being needed further down the line.
At Robina Town Dental, we don't want you to worry about the cost when you're taking the best care of your teeth. That's why we offer convenient payment plans at our Gold Coast dental clinic to help you manage the cost of treatments on your own schedule.
These payment plans are designed to make dental treatments more accessible by spreading the cost across regular fortnightly or monthly payments. Our dentists will work with you to create a plan that meets your individual needs and circumstances, so you won't have to avoid or delay treatments again.
Am I eligible for payment plans?
You will normally be eligible for payment plans at Robina Town Dental if you are:
- at least 18 years old
- an Australian citizen
- currently in employment
- not subject to debt or bankruptcy agreements
It's important to consider your ability to keep up with repayments when deciding the right finance option for you.
What treatments are covered?
Our payment plans cover most dental, cosmetic and orthodontic treatments we offer at our Gold Coast clinic. This includes:
- Veneers
- Orthodontics
- Invisalign®
- Dental implants
- Teeth whitening
- Wisdom teeth removal
- Root canal therapy
- Sleep apnoea treatment
- Emergency dentistry
- Beauty services
- Crowns and bridges
- And more
If you've been putting off a treatment because you thought you couldn't afford it, payment plans could help you to access the services you need, as long as you can meet the repayments.
What are my options?
We work with two of Australia's leading providers to offer flexible payment plans:
Our dentists on the Gold Coast can explain what both options involve and we can discuss which plan would be the best fit for your circumstances.
DentiCare
DentiCare payment plans were developed specifically for the dental industry. For more than 15 years, DentiCare has worked with dental clinics and orthodontists all over Australia to help make treatments more accessible for people of all backgrounds.
DentiCare plans offer:
- 0% interest for the whole term
- No need for credit checks or approval
- Flexible repayment period from 3 to 24 months
- Pay with Direct Debit through your bank account or credit card
- Treatment covered from $1000 up to $10,000
How does DentiCare work?
If you choose a DentiCare plan to pay for your treatment, your dentist will go over the different options and help you to design a tailored payment plan that's right for you. You can see how much you'll have to pay each month and choose the length of time that suits you. You can choose to make repayments every month or different arrangements to suit your financial situation.
When you've finalised your payment plan, we'll give you a simple one-page Direct Debit form to complete. This is an instruction to your bank or credit card company to automatically send payments from your account or credit card to DentiCare on the dates agreed until you've settled your bill.
With no need for background checks or lengthy approvals, you can have your treatment straight away. On the day, you'll only have to pay an initial deposit that counts towards your total payment. Unlike most payment plans, DentiCare is interest free for any length of time.
For more information and payment terms, visit the DentiCare website.
MiFund
Flexible Payment Plans
Dental treatment should be accessible to everyone. Robina Town Dental offers flexible payment options provided by MiFund. MiFund payment plans enable you to receive the treatment you require today and pay over time via direct debit.
Contact us today and let us know which service you are interested in. We can let you know what your treatment cost will likely be and provide you with an indicative repayment quote using MiFund.
Which services are covered by MiFund?
We understand that cost can be a big factor when you’re looking at dental care. This may be especially true if you’re considering a larger or unexpected expense, like:
- dental emergencies or treating sudden toothaches
- expansive treatment plans for more complex dental problems
- specialist treatments
- services that aren’t covered by your private health insurance.
MiFund can be used for all dental procedures between $400 and $30,000.
Contact Robina Town Dental or MiFund directly on 1300 700 118 for full terms and conditions.
Can I use MiFund if I have private health insurance?
Yes. Whether you’re paying for a gap left after claiming or you’re paying 100% for a service yourself, you can use MiFund to help manage the cost, depending on your eligibility.
MiLoan* – A low fixed interest rate for amounts up to $30,000
MiLoan offers customers a payment plan for treatment amounts between $400 and $30,000 for terms from 13, 24 or 36 months. There is no requirement to pay a deposit to your practice as we will finance the full treatment cost. Of course, if you only want to finance a portion of the treatment cost, you can pay the practice the difference and apply for a lower amount. A low fixed interest rate applies for the full term of the loan. The only fees you are charged are an establishment fee of between $45 and $150 (dependent on your loan amount and applicable term), which is added to your plan amount, and a $7.95 monthly account keeping fee whilst your account is active. There are no early repayment fees payable.
Contact Robina Town Dental or MiFund directly on 1300 700 118 for all details of the plan.
Disclosure: Fees, charges, terms, conditions and lending criteria apply. Credit provided by MiFund Pty Ltd ACN 601 537 099 Australian Credit Licence 473895 www.mifund.com.au.
MiLoan Interest Free
MiLoan Interest Free offers customers a payment plan with the first 6 months Interest Free, for treatment amounts between $400 and $30,000 over terms of 13, 24 or 36 months. A fixed interest rate applies for the remainder of the term.
There is no requirement to pay a deposit to your practice as we will finance the full treatment cost. Of course, if you only want to finance a portion of the treatment cost you can pay the practice the difference and apply for a lower amount. The only fees you are charged are an establishment fee of between $45 and $150 (dependent on your loan amount and applicable term), which is added to your plan amount, and a $7.95 monthly account keeping fee whilst your account is active. There are no early repayment fees payable.
Contact Robina Town Dental or MiFund directly on 1300 700 118 for all details of the plan.
Disclosure: Fees, charges, terms, conditions and lending criteria apply. Credit provided by MiFund Pty Ltd ACN 601 537 099 Australian Credit Licence 473895 www.mifund.com.au.
MiLoan Advantage
MiLoan Advantage is available for All-On-4 procedures† and offers customers a payment plan for amounts between $30,000 and $50,000 over a term of 48 months. There is no requirement to pay a deposit to your practice as we will finance the full treatment cost. Of course, if you only want to finance a portion of the treatment cost you can pay the practice the difference and apply for a lower amount. A fixed interest rate applies for the 48-month term. The only fees you are charged are an establishment fee of $100 which is added to your plan amount, and a $7.95 monthly account keeping fee whilst your account is active. There are no early repayment fees payable.
Contact Robina Town Dental or MiFund directly on 1300 700 118 for all details of the plan.
Disclosure: Fees, charges, terms, conditions and lending criteria apply. Credit provided by MiFund Pty Ltd ACN 601 537 099 Australian Credit Licence 473895 www.mifund.com.au.
If you require assistance in financing the cost of your dental treatment, talk to one of our friendly staff or send an enquiry.
How do I apply for MiFund?
Once you know what your treatment cost is likely to be, you will be able to get a repayment quote from your practice. They will let you know how much your plan amount will be (including fees), repayment term and the amount of future direct debits. If you are comfortable with the repayment amount, the practice will then send to you an SMS link, so you can apply for a payment plan directly with MiFund. This link is unique to you. Your private information is only provided to MiFund, not your practice. The online application takes a few minutes to complete on your phone, computer or tablet. MiFund may require some additional information from you and will provide you with options for sending this to them.
About MiFund
MiFund is a leading provider of payment plans for patients across Australia. Founded in 2015, MiFund provides flexible payment plans to patients undergoing essential and non–essential medical procedures. Learn more about MiFund www.mifund.com.au.
*Applications for a loan are subject to the lender’s usual credit assessment and responsible lending criteria. Credit provided by MiFund Pty Ltd. ACN 601 537 099 Australian Credit Licence No: 473895
†Any surgical or invasive procedure carries risks. Before proceeding, you should seek a second opinion from an appropriately qualified health practitioner.
Can I use payment plans with my health fund?
Yes. A health fund is not required to use our payment plans, but if you want to claim part of your treatment cost on your health insurance, a payment plan can be arranged to cover the rest.
What other finance options do you offer?
As well as personalised payment plans with DentiCare and MiFund, we offer more finance options for eligible patients at our Gold Coast dental clinic to help make treatments more accessible. Find out more about:
- Gem Visa – we've partnered with Gem Visa to allows for interest-free payments for larger dental treatments, with low minimum monthly payments. Terms and conditions apply.
- Child Dental Benefits Schedule – children aged 2 to 17 may be eligible for up to $1,000 of free dental services over two consecutive calendar years.
Robina Town Dental allows for this to be bulkbilled
- Promotions – see our current promotions for cost-effective packages and discounts for new and returning patients.
- Zip Pay - Own it now, pay later. Robina Town Dental has partnered with Zip Pay allowing patients interest free, flexible repayments on their treatments that are up to $1,000.
- Zip Money - Own it now, pay later. Robina Town Dental has partnered with Zip Money allowing patients flexible repayments for their treatments that are over $1,000
Improve Your Smile Today!
All orthodontic treatments Robina town dental offer an in-house interest free payment option. Call us today on (07) 5575 9100 or contact us to book an appointment
