Payment Plans Gold Coast

We know that dental care in Australia can sometimes be expensive, especially if you need a more complex treatment such as dental implants or orthodontics, or if you have a dental emergency. However, avoiding going to the dentist because you're worried about the cost could lead to more serious and expensive treatments being needed further down the line.

At Robina Town Dental, we don't want you to worry about the cost when you're taking the best care of your teeth. That's why we offer convenient payment plans at our Gold Coast dental clinic to help you manage the cost of treatments on your own schedule.

These payment plans are designed to make dental treatments more accessible by spreading the cost across regular fortnightly or monthly payments. Our dentists will work with you to create a plan that meets your individual needs and circumstances, so you won't have to avoid or delay treatments again.

Am I eligible for payment plans?

You will normally be eligible for payment plans at Robina Town Dental if you are:

  • at least 18 years old
  • an Australian citizen
  • currently in employment
  • not subject to debt or bankruptcy agreements

It's important to consider your ability to keep up with repayments when deciding the right finance option for you.

What treatments are covered?

Our payment plans cover most dental, cosmetic and orthodontic treatments we offer at our Gold Coast clinic. This includes:

  • Veneers
  • Orthodontics
  • Invisalign®
  • Dental implants
  • Teeth whitening
  • Wisdom teeth removal
  • Root canal therapy
  • Sleep apnoea treatment
  • Emergency dentistry
  • Beauty services
  • Crowns and bridges
  • And more

If you've been putting off a treatment because you thought you couldn't afford it, payment plans could help you to access the services you need, as long as you can meet the repayments.

What are my options?

We work with two of Australia's leading providers to offer flexible payment plans:

  • DentiCare
  • MiFund

Our dentists on the Gold Coast can explain what both options involve and we can discuss which plan would be the best fit for your circumstances.

DentiCare

DentiCare payment plans were developed specifically for the dental industry. For more than 15 years, DentiCare has worked with dental clinics and orthodontists all over Australia to help make treatments more accessible for people of all backgrounds.

DentiCare plans offer:

  • 0% interest for the whole term
  • No need for credit checks or approval
  • Flexible repayment period from 3 to 24 months
  • Pay with Direct Debit through your bank account or credit card
  • Treatment covered from $1000 up to $10,000

How does DentiCare work?

If you choose a DentiCare plan to pay for your treatment, your dentist will go over the different options and help you to design a tailored payment plan that's right for you. You can see how much you'll have to pay each month and choose the length of time that suits you. You can choose to make repayments every month or different arrangements to suit your financial situation.

When you've finalised your payment plan, we'll give you a simple one-page Direct Debit form to complete. This is an instruction to your bank or credit card company to automatically send payments from your account or credit card to DentiCare on the dates agreed until you've settled your bill.

With no need for background checks or lengthy approvals, you can have your treatment straight away. On the day, you'll only have to pay an initial deposit that counts towards your total payment. Unlike most payment plans, DentiCare is interest free for any length of time.

For more information and payment terms, visit the DentiCare website.

MiFund 

MiFund payment plans were developed for the Australian health industry to meet the needs of patients. The repayment schedule can be customised to your personal needs, with long maximum terms up to 3 years and a low fixed interest rate.

MiFund plans offer:

  • 0% interest introductory period, then low interest for the remaining term
  • Low deposit or no deposit required
  • Flexible repayment period up to 36 months
  • Pay with Direct Debit through your bank account or credit card
  • Multiple payment options available starting from as little as $400

How does MiFund work?

If you choose a MiFund payment plan to pay for your treatment, our dentists will work with you to develop your preferred repayment schedule. MiFund will send you a unique link either on your phone, tablet, computer etc that you can use to apply for a MiFund payment plan online.

The simple application form should only take a few minutes to complete. It includes setting up a Direct Debit to send payments directly to MiFund. This can be scheduled fortnightly or monthly to match your normal pay period.

Depending on your individual plan, you may or may not have to pay a deposit on the day. If you choose to increase your repayments because you want to pay off your treatment sooner, there is no penalty for doing so.

For more information and an estimated repayments calculator, visit the MiFund website.

Can I use payment plans with my health fund?

Yes. A health fund is not required to use our payment plans, but if you want to claim part of your treatment cost on your health insurance, a payment plan can be arranged to cover the rest.

What other finance options do you offer?

As well as personalised payment plans with DentiCare and MiFund, we offer more finance options for eligible patients at our Gold Coast dental clinic to help make treatments more accessible. Find out more about:

  • Gem Visa – we've partnered with Gem Visa to allows for interest-free payments for larger dental treatments, with low minimum monthly payments. Terms and conditions apply.
  • Child Dental Benefits Schedule – children aged 2 to 17 may be eligible for up to $1,000 of free dental services over two consecutive calendar years.
    Robina Town Dental allows for this to be bulkbilled
  • Promotions – see our current promotions for cost-effective packages and discounts for new and returning patients.

Have any questions?

If you want more information about our payment plans at Robina Town Dental, or if you want to discuss anything else with our dentists on the Gold Coast, contact our friendly team today.

Call (07) 5575 9100 or get in touch online.

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